What do lenders need to assess a development loan application?
Applying for property development finance requires more documentation than a standard property loan. Lenders need to evaluate the viability of the proposed development, the capacity of the borrower to deliver the project, and the quality of the underlying security. Understanding what lenders require can help…
What is bridging finance?
Bridging finance is a form of short-term lending designed to provide temporary capital during a transitional period in a property transaction. It is commonly used when there is a timing gap between the purchase of a new property and the sale of an existing one, or when a borrower needs to…
What is a construction loan?
A construction loan is a short-term financing facility used to fund the building or development of residential, commercial, or mixed-use property. Unlike a standard property loan, construction finance is drawn down in stages as building milestones are reached, rather than advanced as a single lump sum at settlement.
In Brisbane…
How does non-bank lending differ from bank lending?
The Australian property finance market offers developers two broad categories of funding: traditional bank lending through authorised deposit-taking institutions (ADIs) regulated by APRA, and non-bank lending through alternative finance providers regulated by ASIC. While both serve the same fundamental purpose of providing capital for property projects, they…
Property development finance is a specialised form of lending. Learn how construction and development loans are structured, assessed, and managed in Australia.
Non-bank lenders play a growing role in Australian property finance. Learn what non-bank lending is, how it works, and why developers and investors are turning to alternative capital sources.