What is private credit?
Private credit refers to loans and other forms of debt financing provided by non-bank lenders rather than traditional banks. In Australia, the private credit market has grown significantly over the past decade, driven by regulatory changes that have led banks to reduce their exposure to certain types of property lending, and…
What is a wholesale investor?
In Australia, a wholesale investor (also referred to as a wholesale client) is an investor who meets certain financial thresholds or professional criteria set out in the Corporations Act 2001 (Cth). Wholesale investors are generally considered to have a higher level of financial sophistication and are therefore permitted to access…
What is a pooled mortgage fund?
A pooled mortgage fund is a managed investment scheme that combines capital from multiple investors and deploys it across a diversified portfolio of loans, each secured by a registered mortgage over Australian real property. Rather than investing in a single loan, investors gain exposure to many loans simultaneously, which…
Many mortgage funds distribute income monthly. Learn how distribution returns are calculated, what drives them, and what investors should understand about fund income.
Mortgage funds offer wholesale investors exposure to property-backed lending. Here are the key factors to consider before investing, from returns to risks.