What do lenders need to assess a development loan application?
Applying for property development finance requires more documentation than a standard property loan. Lenders need to evaluate the viability of the proposed development, the capacity of the borrower to deliver the project, and the quality of the underlying security. Understanding what lenders require can help…
How does non-bank lending differ from bank lending?
The Australian property finance market offers developers two broad categories of funding: traditional bank lending through authorised deposit-taking institutions (ADIs) regulated by APRA, and non-bank lending through alternative finance providers regulated by ASIC. While both serve the same fundamental purpose of providing capital for property projects, they…
Independent property valuations are a critical safeguard in property-backed lending. Learn why they matter and how they protect borrowers and investors.
Loan-to-value ratios (LVRs) are a key measure in property-backed lending. Learn how LVRs work, why they matter, and how they help protect both borrowers and investors.