What is private credit?
Private credit refers to loans and other forms of debt financing provided by non-bank lenders rather than traditional banks. In Australia, the private credit market has…
What do lenders need to assess a development loan application?
Applying for property development finance requires more documentation than a standard property loan. Lenders need to evaluate the viability of…
What is bridging finance?
Bridging finance is a form of short-term lending designed to provide temporary capital during a transitional period in a property transaction. It is commonly used when…
What is a wholesale investor?
In Australia, a wholesale investor (also referred to as a wholesale client) is an investor who meets certain financial thresholds or professional criteria set out…
What is a construction loan?
A construction loan is a short-term financing facility used to fund the building or development of residential, commercial, or mixed-use property. Unlike a standard property…
How does non-bank lending differ from bank lending?
The Australian property finance market offers developers two broad categories of funding: traditional bank lending through authorised deposit-taking institutions (ADIs) regulated by…
What is a pooled mortgage fund?
A pooled mortgage fund is a managed investment scheme that combines capital from multiple investors and deploys it across a diversified portfolio of loans,…
Many mortgage funds distribute income monthly. Learn how distribution returns are calculated, what drives them, and what investors should understand about fund income.
Independent property valuations are a critical safeguard in property-backed lending. Learn why they matter and how they protect borrowers and investors.
Mortgage funds offer wholesale investors exposure to property-backed lending. Here are the key factors to consider before investing, from returns to risks.
Property development finance is a specialised form of lending. Learn how construction and development loans are structured, assessed, and managed in Australia.
First and second mortgages carry different levels of risk and priority. Understand the key differences and what they mean for property borrowers and wholesale investors.