Wholesale investor confirmation
The information provided about our wholesale funds and investment opportunities is intended exclusively for wholesale investors. Before proceeding, please confirm that you qualify as a wholesale investor, as defined under Section 761G of the Corporations Act.
Granor Lending Fund No. 2
A direct participation fund for wholesale investors.
Fund overview
The Granor Lending Fund No. 2 provides investors with the ability to select and invest in individual loan opportunities. Each investment is structured as a discrete sub-scheme linked to a single pre-vetted loan, with returns associated with the performance of that loan.
Fund benefits
Choice of Investment Opportunities
The Trustee presents Approved Investment Proposals, each accompanied by a Supplementary Information Memorandum outlining the borrower, loan purpose, security, LVR, and repayment terms. Investors may select opportunities having regard to their own investment objectives.
Build Your Own Portfolio
By investing across multiple sub-schemes, investors can construct a portfolio of individual loan exposures and manage their risk and return profile. Each sub-scheme is structured independently, with exposure to each loan considered separately.
Transparent Deal-by-Deal Returns
Distributions are generally linked to the performance of each individual loan, providing visibility over the source of income. In most cases, distributions are expected to be paid monthly in arrears.
Returns are not guaranteed. All investments carry risk, including the potential loss of capital. Second mortgage investments carry higher risk than first mortgage investments.
Fund facts
| Fund name | Granor Lending Fund No. 2 |
| Fund type | Contributory Lending Fund |
| Trustee | Investup Securities Pty Ltd ACN 670 384 924 AFSL No: 557683 |
| Manager | Granor Capital Pty Ltd ACN 689 733 284, Authorised Representative No: 001316761 |
| Who can invest | Wholesale and sophisticated investors only |
| Minimum investment | $500,000 minimum balance maintained across Cash Units and Loan Units |
| Investment term | Each AIP has its own specific term, typically 12 to 18 months |
| Distribution frequency | Monthly in arrears, linked to individual loan performance |
| Unit price | $1.00 per unit |
| Withdrawals | Withdrawals from a sub-scheme before term expiry are not permitted. Cash Account funds may be withdrawn at any time with notice |
| Maximum LVR | The LVR will not exceed 80% |
| Loan sizes | $200,000 to $20 million |
| Security | Registered first or second mortgage over Australian real property |
| Geography | Metropolitan regions of Australia's mainland capital cities and major regional centres |
Risks
There are risks associated with investing in the Granor Lending Fund No. 2. Where a loan is secured by a second registered mortgage, the first mortgagee holds priority over repayments, which increases risk. The Trustee does not guarantee your capital or income distributions. Before investing, read both the Information Memorandum and the relevant Supplementary Information Memorandum in full and obtain independent financial, legal and tax advice.
Information Memorandum
How to invest
This fund works in two steps. First, register as a member and deposit your initial funds into the Cash Account. Then, when an Approved Investment Proposal suits your objectives, commit your funds to that specific sub-scheme. Download and read the Information Memorandum above, then contact our team to get started.
Ready to invest?
Contact our team to discuss the Granor Lending Fund No. 2 and whether it suits your investment objectives.
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