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Wholesale investor confirmation

The information provided about our wholesale funds and investment opportunities is intended exclusively for wholesale investors. Before proceeding, please confirm that you qualify as a wholesale investor, as defined under Section 761G of the Corporations Act.

Invest with Granor Capital

Two wholesale lending funds, each supported by Australian real estate.

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Property-backed lending structured for wholesale investors, with a rigorous credit assessment process applied to each loan. Minimum investment of $500,000.

Target returns are not guaranteed. All investments carry risk, including the potential loss of capital.

How we assess every loan

Each lending opportunity undergoes a documented credit assessment process prior to being presented to investors.

01

Credit Assessment

Each application is assessed against a defined set of criteria, including the borrower’s repayment capacity, value of security, loan-to-value ratio, and credit history. Refinancing applications are subject to evidence of satisfactory conduct on existing facilities.

02

Independent Valuations

Security properties are assessed by independent, registered valuers with no relationship to the fund or the borrower. For construction and development loans, valuations consider both "as is" and "as if complete" scenarios, with quantity surveyors engaged where appropriate.

03

Conservative LVR

The maximum loan-to-value ratio (LVR) across our funds is up to 80%. LVRs are determined on a prudent basis and disclosed for each investment opportunity.

04

Active Loan Monitoring

Approved loans are actively monitored throughout their term. Overdue payments are followed up in a timely manner. Where arrears persist, Granor Capital applies a documented recovery process, which may include legal proceedings and enforcement of security, where necessary.
While we apply rigorous credit and monitoring processes, all investments carry risk, including the potential loss of capital. There is no guarantee that loans will perform as expected or that investors will receive any particular return or distribution.

Choose a fund that suits your investment approach

Pooled Mortgage Fund

Granor Lending Fund

A diversified, passively managed fund aiming to deliver returns of approximately 8.0% p.a.* Invest across a portfolio of property-backed loans, with monthly income distributions. Withdrawal opportunities are generally available quarterly after an initial 12-month period.

*30 April 2026 net distribution rate annualised. Past performance is not a reliable indicator of future performance. Rates are variable. The fund aims to deliver regular income through monthly distributions.

Contributory Lending Fund

Granor Lending Fund No. 2

A direct participation fund where investors select and invest in individual, pre-vetted loan opportunities. Income distributions are typically paid monthly and are linked to the performance of each underlying loan. Capital is committed for the duration of the loan term.

*Targeted distribution returns are targets only and are not guaranteed. Past performance is not a reliable indicator of future performance. All investments carry risk, including the potential loss of capital.

Recent Investment Case Studies

A snapshot of recent loan opportunities funded through our wholesale investment vehicles. Hover over each card to view fund details.

Pallara pre-development site
Pallara, QLD 4110
Pre-Development Loan
Case 01
Pre-Development Loan, Pallara
Total Loan Facility
$3,220,000
LVR
74.88% As Is
Maturity
Nov 2026
Distribution
Monthly

Residential land facility in Pallara, an emerging suburb 19 km south of Brisbane CBD. Secured by a first ranking mortgage with conservative LVR against the "As Is" market value.

Main Beach commercial property
Main Beach, QLD 4217
Construction Loan
Case 02
Construction Loan, Main Beach
Total Loan Facility
$17,000,000
LVR
51.59% As Is
Maturity
Nov 2026
Distribution
Monthly

Commercial property renovation in Main Beach on the Gold Coast. Conservative LVR against "As Is" market value, secured by a first ranking mortgage in a high-demand coastal precinct.

Invest

Ready to invest with Granor Capital?

Our team works directly with wholesale investors. If you qualify as a wholesale investor and would like general information about our investment opportunities, please get in touch with our team.

*Important: Granor Capital does not provide personal financial advice. Any discussion will be general in nature. You should seek your own independent financial, legal, and taxation advice before making any investment decision.

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Australia — 199 George St, Brisbane City QLD 4000
About

Granor Capital is a non-bank lender and fund manager specialising in property finance. Established to provide wholesale investors with access to property-backed lending opportunities outside the traditional banking system, Granor Capital also supports property developers with flexible and timely financing solutions tailored to the needs of their projects.

The information on this website is provided for general information purposes only and does not constitute financial product advice or a recommendation. It has been prepared without taking into account any person’s objectives, financial situation or needs. Investment opportunities referred to on this website are available to wholesale clients only (as defined in the Corporations Act 2001 (Cth)) and are not available to retail clients. Past performance is not a reliable indicator of future performance.

Granor Capital © 2026. All rights reserved.

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