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Finance with Granor Capital

Non-bank property lending for residential and commercial developers.

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Granor Capital provides flexible, short-term lending for property construction and development across Australia. We assess each application on its merits, with credit decisions made by experienced professionals in property finance.

Why Granor Capital

Non-bank lenders play an important role in the market, as not all projects meet traditional bank lending criteria. Granor Capital works with property developers seeking a credit assessment based on the fundamentals of their project and the available security.

All applications are assessed by our credit team in accordance with our documented lending criteria. Independent valuations are obtained, and conservative loan-to-value ratios (LVRs) are applied.

What We Lend On

We provide funding for residential, commercial, industrial, construction and development projects across major capital cities and selected regional centres in Australia.

Whether you are building, refinancing or acquiring, each application is assessed based on its individual characteristics and risk profile.

$200K–$20M
Loan amounts
12–24 mo
Loan terms
Up to 80%
Maximum LVR

We accept both first and second registered mortgages. Second mortgage lending involves a higher degree of risk and therefore usually carries a higher interest rate. All lending is subject to Granor Capital’s credit assessment and approval. Approval is not guaranteed.

Recent Case Studies

A snapshot of recent transactions across residential land, development, and construction lending in Queensland. Hover over each card to view loan details.

Burbank residential land
Burbank, QLD 4156
Residential Land Loan
Case 01
Residential Land Loan, Burbank
Loan Amount
$3,000,000
LVR
75% As Is
Loan Period
5 months
Mortgage
First ranking

A 6-hectare vacant allotment within Burbank's "Araluen" estate. End-of-road position surrounded by bushland. Burbank is a sought-after low-density semi-rural suburb with strong privacy and limited supply, supporting long-term value stability.

Pallara residential subdivision
Pallara, QLD 4110
Residential House Loan
Case 02
Residential Subdivision, Pallara
Loan Amount
$3,220,000
LVR
74.88% As Is
Loan Period
12 months
Mortgage
First ranking

Vacant land of approximately 16,149 sqm with DA submitted to subdivide into 19 lots. Estimated future completion value $10,909,000. Located 19 km south of Brisbane CBD with access to Pallara Shopping Village and surrounding centres.

Woolloongabba inner-city development site
Woolloongabba, QLD 4102
Pre-Development Loan
Case 03
Pre-Development Loan, Woolloongabba
Loan Amount
$4,800,000
LVR
66.29% As Is
Loan Period
12 months
Mortgage
First ranking

Inner-city Brisbane site (1,012 sqm) with DA for a 15-storey residential building over three basement levels — 68 units, 140 bedrooms, plus rooftop pool, gym and sauna. Strong location with Cross River Rail and PA Hospital precinct.

East Pallara construction site
East Pallara, QLD 4110
Construction Loan
Case 04
Construction Loan, East Pallara
Loan Amount
$5,478,858
LVR
72.9% NRV
Loan Period
9 months
Initial Drawdown
$2,000,000

Construction facility secured by 15,950 sqm site permitted by Brisbane City Council for 12 vacant residential lots. Pallara's residential market shows strong owner-occupancy and steady demand from south Brisbane buyers.

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Contact our lending team to discuss your project.

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Office
Australia — 199 George St, Brisbane City QLD 4000
About

Granor Capital is a non-bank lender and fund manager specialising in property finance. Established to provide wholesale investors with access to property-backed lending opportunities outside the traditional banking system, Granor Capital also supports property developers with flexible and timely financing solutions tailored to the needs of their projects.

The information on this website is provided for general information purposes only and does not constitute financial product advice or a recommendation. It has been prepared without taking into account any person’s objectives, financial situation or needs. Investment opportunities referred to on this website are available to wholesale clients only (as defined in the Corporations Act 2001 (Cth)) and are not available to retail clients. Past performance is not a reliable indicator of future performance.

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